Proposed Hawaii Firearm Legislation SB974
Legislation Overview
Title: Relating To Consumer Protection.
Subject: Department of Commerce and Consumer Affairs: Payday Lending: Small Dollar Loans: Small Dollar Lenders: Licensure: Requirements: Check Cashers: Voluntary Payment Plans: Notices ($)
Description: Beginning 7/1/2023: provides for new viable installment-based small dollar loan transactions; specifies various consumer protection requirements for small dollar loans; requires licensure for small dollar lenders, subject to the oversight of the division of financial institutions of the department of commerce and consumer affairs; specifies licensing requirements for small dollar lenders; and caps the maximum allowable loan size at $1,500. Amends requirements for check cashers, including requiring check cashers to be licensed with the department of commerce and consumer affairs, to offer voluntary payment plans to consumers, and make various notice and disclosure requirements. Requires the division of financial institutions to conduct an analysis of the regulation of payday lenders and deferred deposit agreements and report to the legislature. Effective 7/1/2050. (HD1)
Session: 2021 Regular Session
Last Action: Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and none excused (0).
Last Action Date: March 25, 2021
Sponsors
Note: the first sponsor listed is normally the primary sponsor. If a sponsor's name is a hyperlink you can click on it to 'follow the money'.
2 sponsors: Rosalyn Baker (D); Bennette Misalucha (D);
Percentage of Senate sponsoring bill: 8% (2 of 25)
History
| Chamber | Date | Action |
| House | Mar 25, 2021 | Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and none excused (0). |
| House | Mar 25, 2021 | Reported from CPC (Stand. Com. Rep. No. 1514) as amended in HD 1, recommending passage on Second Reading and referral to FIN. |
| House | Mar 24, 2021 | The committees on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Johanson, Kitagawa, Aquino, Har, Hashem, Kong, Mizuno, Morikawa, Onishi, Tarnas, Matsumoto; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none. |
| House | Mar 22, 2021 | Bill scheduled to be heard by CPC on Wednesday, 03-24-21 2:00PM in House conference room 329 Via Videoconference. |
| House | Mar 11, 2021 | Pass First Reading |
| House | Mar 11, 2021 | Referred to CPC, FIN, referral sheet 22 |
| House | Mar 9, 2021 | Received from Senate (Sen. Com. No. 314) in amended form (SD 2). |
| Senate | Mar 9, 2021 | Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House. |
| Senate | Mar 5, 2021 | Reported from WAM/JDC (Stand. Com. Rep. No. 913) with recommendation of passage on Third Reading, as amended (SD 2). |
| Senate | Mar 5, 2021 | 48 Hrs. Notice 03-09-21. |
| Senate | Feb 23, 2021 | The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in JDC were as follows: 7 Aye(s): Senator(s) Rhoads, Keohokalole, Acasio, Gabbard, Kim, Lee, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. |
| Senate | Feb 23, 2021 | The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 10 Aye(s): Senator(s) Dela Cruz, Keith-Agaran, English, Inouye, Kanuha, Kidani, Moriwaki, Shimabukuro, Taniguchi, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Wakai. |
| Senate | Feb 19, 2021 | The committee(s) on WAM/JDC will hold a public decision making on 02-23-21 10:35AM; CR 211 & Videoconference. |
| Senate | Feb 12, 2021 | Reported from CPN (Stand. Com. Rep. No. 169) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM/JDC. |
| Senate | Feb 12, 2021 | Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM/JDC. |
| Senate | Feb 9, 2021 | The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 7 Aye(s): Senator(s) Baker, Chang, Misalucha, Nishihara, Riviere, San Buenaventura, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none. |
| Senate | Feb 5, 2021 | The committee(s) on CPN has scheduled a public hearing on 02-09-21 9:30AM in conference room 229. |
| Senate | Jan 29, 2021 | Referred to CPN, WAM/JDC. |
| Senate | Jan 27, 2021 | Introduced. |
| Senate | Jan 27, 2021 | Passed First Reading. |
Texts
| Type | Date | State Link | Text |
| Amended | Mar 25, 2021 | state link | bill text |
| Amended | Mar 5, 2021 | state link | bill text |
| Amended | Feb 11, 2021 | state link | bill text |
| Introduced | Jan 25, 2021 | state link | bill text |
Amendments
| Title | Description | Date | State Link | Text | Adopted |
| There are no amendments to this bill at this time | |||||
Votes - Click on description to view vote roll call
| Description | Vote Date | Yea Votes | Nay Votes | No Votes | Absent | Passed |
| Senate Commerce and Consumer Protection: Passed, With Amendments | 02/9/2021 | 7 | 0 | 0 | 0 | Yes |
|
||||||
| resort votes by: party yeas nays name | ||||||
| Senate Ways and Means: Passed, With Amendments | 02/23/2021 | 10 | 0 | 0 | 1 | Yes |
|
||||||
| resort votes by: party yeas nays name | ||||||
| Senate Judiciary: Passed, With Amendments | 02/23/2021 | 7 | 0 | 0 | 0 | Yes |
|
||||||
| resort votes by: party yeas nays name | ||||||
| House Consumer Protection & Commerce: Passed, With Amendments | 03/24/2021 | 11 | 0 | 0 | 0 | Yes |
|
||||||
| resort votes by: party yeas nays name | ||||||
Link: link to state bill page
