S T A T E   O F   N E W   Y O R K
       ________________________________________________________________________
                                        3908--A
                              2013-2014 Regular Sessions
                                 I N  A S S E M B L Y
                                   January 29, 2013
                                      ___________
       Introduced  by M. of A. ORTIZ -- read once and referred to the Committee
         on Insurance -- committee discharged, bill amended, ordered  reprinted
         as amended and recommitted to said committee
       AN  ACT  to  amend the insurance law, in relation to requiring owners of
         firearms to obtain liability insurance
         THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
       BLY, DO ENACT AS FOLLOWS:
    1    Section  1.  The insurance law is amended by adding a new section 2353
    2  to read as follows:
    3    S 2353. FIREARM OWNERS INSURANCE POLICIES. 1.    ANY  PERSON  IN  THIS
    4  STATE WHO SHALL OWN A FIREARM SHALL, PRIOR TO SUCH OWNERSHIP, OBTAIN AND
    5  CONTINUOUSLY  MAINTAIN  A POLICY OF LIABILITY INSURANCE IN AN AMOUNT NOT
    6  LESS THAN TWO HUNDRED FIFTY THOUSAND DOLLARS SPECIFICALLY  COVERING  ANY
    7  DAMAGES  RESULTING  FROM  ANY  NEGLIGENT  ACTS INVOLVING THE USE OF SUCH
    8  FIREARM WHILE IT IS OWNED BY  SUCH  PERSON.  FAILURE  TO  MAINTAIN  SUCH
    9  INSURANCE  SHALL  RESULT  IN  THE  IMMEDIATE  REVOCATION OF SUCH OWNER'S
   10  REGISTRATION, LICENSE AND ANY OTHER PRIVILEGE TO OWN SUCH FIREARM.
   11    2. FOR PURPOSES OF THIS SECTION, A PERSON SHALL BE DEEMED  TO  BE  THE
   12  OWNER  OF A FIREARM IF SUCH FIREARM IS LOST OR STOLEN UNTIL SUCH LOSS OR
   13  THEFT IS REPORTED TO THE POLICE DEPARTMENT OR SHERIFF WHICH  HAS  JURIS-
   14  DICTION  IN  THE  COUNTY,  TOWN,  CITY  OR  VILLAGE  IN WHICH SUCH OWNER
   15  RESIDES.
   16    3. ANY PERSON WHO OWNS A FIREARM ON THE EFFECTIVE DATE OF THIS SECTION
   17  SHALL OBTAIN THE INSURANCE REQUIRED BY THIS SECTION WITHIN  THIRTY  DAYS
   18  OF SUCH EFFECTIVE DATE.
   19    4. THE PROVISIONS OF THIS SECTION SHALL NOT APPLY TO ANY PEACE OFFICER
   20  WHO IS AUTHORIZED TO CARRY A FIREARM.
   21    5.  THE  DEPARTMENT  IS  HEREBY  AUTHORIZED AND DIRECTED TO PROMULGATE
   22  RULES AND REGULATIONS NECESSARY TO CARRY  OUT  THE  PROVISIONS  OF  THIS
   23  SECTION.
        EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                             [ ] is old law to be omitted.
                                                                  LBD07448-02-3
       A. 3908--A                          2
    1    S  2.  This  act shall take effect on the ninetieth day after it shall
    2  have become a law, provided, however, that  effective  immediately,  the
    3  addition,  amendment  and/or  repeal of any rule or regulation necessary
    4  for the implementation of this act on its effective date  is  authorized
    5  to be made and completed on or before such date.