STATE OF NEW YORK
        ________________________________________________________________________
                                          2847
                               2019-2020 Regular Sessions
                   IN ASSEMBLY
                                    January 25, 2019
                                       ___________
        Introduced  by  M.  of  A.  ORTIZ,  FAHY,  ASHBY, STECK -- read once and
          referred to the Committee on Insurance
        AN ACT to amend the insurance law, in relation to  requiring  owners  of
          firearms to obtain liability insurance
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
     1    Section 1. The insurance law is amended by adding a new  section  2353
     2  to read as follows:
     3    §  2353.  Firearm  owners  insurance policies. 1.   Any person in this
     4  state who shall own a firearm shall, prior to such ownership, obtain and
     5  continuously maintain a policy of liability insurance in an  amount  not
     6  less  than  two hundred fifty thousand dollars specifically covering any
     7  damages resulting from any negligent acts  involving  the  use  of  such
     8  firearm  while  it  is  owned  by  such person. Failure to maintain such
     9  insurance shall result in  the  immediate  revocation  of  such  owner's
    10  registration, license and any other privilege to own such firearm.
    11    2.  For  purposes  of this section, a person shall be deemed to be the
    12  owner of a firearm if such firearm is lost or stolen until such loss  or
    13  theft  is  reported to the police department or sheriff which has juris-
    14  diction in the county,  town,  city  or  village  in  which  such  owner
    15  resides.
    16    3. Any person who owns a firearm on the effective date of this section
    17  shall  obtain  the insurance required by this section within thirty days
    18  of such effective date.
    19    4. The provisions of this section shall not apply to any peace officer
    20  who is authorized to carry a firearm.
    21    5. The department is hereby  authorized  and  directed  to  promulgate
    22  rules  and  regulations  necessary  to  carry out the provisions of this
    23  section.
    24    § 2. This act shall take effect on the ninetieth day  after  it  shall
    25  have become a law. Effective immediately, the addition, amendment and/or
    26  repeal  of  any  rule  or regulation necessary for the implementation of
    27  this act on its effective date are authorized to be made  and  completed
    28  on or before such date.
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD06616-01-9